
Personal Finance | Latest News & Analysis | The Australian Financial Review | AFR
- Opinion
- Property market
Regional property wake-up call: tips for buyers and sellers
As regional areas experience a hard landing, there are opportunities for those wanting to get in and strategies for others who need to cut their losses.
- Richard Wakelin
ATO turns screws on bogus payments by family trusts
Members of more than 928,000 trusts with assets totalling nearly $2.2 trillion will come under closer scrutiny.
- Duncan Hughes
Ten ways to reduce the cost of rising mortgage rates
Lenders are falling over themselves to offer lower rates and cash incentives. But borrowers need to make sure the numbers stack up in their favour.
- Updated
- Duncan Hughes
- Opinion
- Global economy
Why next year’s global recession will be severe
A global recession next year will pose challenges for many asset classes including shares and illiquid investments that have not yet adjusted to much higher risk-free rates.
- Christopher Joye
- Opinion
- SMSFs
Heading overseas? Check these three things to avoid extra SMSF tax
If you’re leaving Australia, check that your self-managed super fund meets these three tests or face 45 per cent taxes.
- Colin Lewis
- Opinion
- Flat Chat
Victorian values and a state of strata decay
Apartment prices are falling in Melbourne and rents are rising, but recent revelations suggest investing there is far from a no-brainer.
- Jimmy Thomson
How to manage your tax in super pensions
How and when you move your superannuation from accumulation to pension phase will affect tax treatment and estate planning considerations.
- John Wasiliev
How mortgage borrowers can more than double their cash deposit returns
An offset account is a tax-free savings strategy that can reduce mortgage term and repayments.
- Duncan Hughes
- Opinion
- SMSFs
Is setting up an SMSF really the best idea for you?
If you are considering setting up a SMSF, there are certain investment ‘opportunities’ that you should carefully research before proceeding down that path.
- Ben Smythe
- Opinion
- Bonds
What rising bond yields mean for Australia – and the world
Australia has emerging costs from an ageing population, a forecast NDIS blowout, and childcare initiatives. It’s the cost of servicing government debt, though, that deserves new focus.
- John Abernethy
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How to tell when there are cracks in your strategy
The market downturn of 2022 will have many asking themselves if their strategy is up to scratch. But switching strategies isn’t always the solution.
- Jeremy Chunn
- Opinion
- Home loans
Four tips for dealing with higher interest rates
Interest rates have climbed from 0.10 per cent to 2.85 per cent, leaving some borrowers strapped for cash. Here are four things they can do.
- Michael Hutton
- Opinion
- Sharemarket
Don’t expect anyone to ring a bell at the bottom
At times like this, investors might look to experts for market insights. The reality is, however, that none of those experts is completely reliable.
- James Weir
Most Australians can’t answer all of these five basic money questions
Australians’ financial literacy went backwards between 2016 and 2020, but the falls were largest among young Australians and women.
- Lucy Dean
- Opinion
- Interest rates
No evidence of a housing market bottom
The pain is set to continue for many more months to come unless the Reserve Bank swings 180 degrees and starts cutting interest rates.
- Christopher Joye
- Opinion
- SMSFs
Heading overseas? Check these three things to avoid extra SMSF tax
If you’re leaving Australia, check that your self-managed super fund meets these three tests or face 45 per cent taxes.
- Colin Lewis