When you’re trying to be financially responsible, it seems that everything that can go wrong usually will. You go outside your budget just a little, and all of a sudden the money that you were going to save is all gone. Here are some items that usually make you go outside your budget, so you know to plan for them and keep on track.
Your SubscriptionsPhoto by Jack Sparrow from Pexels
These transactions are usually automatic and it’s easy to forget about them when you’re drawing up your budget. There’s also the free trial scam that websites pull. They’ll give you a free trial but still ask for your card details because chances are that most people are going to forget to cancel and end up being charged.
Healthcare Photo by Pixabay from Pexels
Everyone should have health insurance. It’s expensive not to have the insurance at all. But the thing is, even if you do have insurance, it doesn’t cover some drugs and there are other things that are also out of the scope. Falling even a little sick can throw your entire budget out of whack.
TransportationPhoto by Breston Kenya from Pexels
If you take trotros to get around, you would have noticed that prices have gone up. Honestly, prices have been going up consistently for a while now. An impromptu trip anywhere can leave your budget in a mess. Things are even worse if you drive because fuel prices can’t stay still for a minute.
Your FriendsPhoto by Muhammadtaha Ibrahim Ma’aji from Pexels
We’re all doing this life thing together, so it’s easy to understand when your friends are going through a hard time. When you do try to help, that usually means that you’re overextending yourself and that your budget is going to suffer for it.
If you’re looking for a great app to help create the simplest budgets, check out Money Manager.